What Should You Know Before Getting a Credit Card?

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Before applying for a credit card, you should be aware of several crucial facts concerning credit cards. Let’s talk about it here.

Applying for a credit card can have a negative impact on your credit score if you do not pay your monthly bills on time. Cardholders must use the card responsibly and maintain their credit utilisation percentage low.
Credit limits are often low for people with fair or average CIBIL ratings. As a result, one must determine whether their needs will be met within the credit limit and whether they will be able to manage the credit responsibly.
You can improve your CIBIL score by setting up autopay.

Visit us: https://www.accountiod.com/credit-cards-for-fair-credit/

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